todd struyk
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Todd Struyk

Senior Loan Officer

NMLS ID# 223161
Phone: 619-987-4966

San Diego - Cal Pacific Branch
5080 Shoreham Place, Suite 105
San Diego, CA 92122

​I have been involved in the San Diego housing industry for more than two decades. I was a real estate agent for six years before turning to loan origination in 1998, serving the last seven years in executive roles.

As an experienced mortgage professional, I have earned San Diego magazine’s Top Mortgage Professional award in 2012 and awarded a Five Star Mortgage Professional designation for the past five consecutive years. I have also made the Scotsman Guide list of the Top 225 originators in the country.

It is my commitment to spend time with each of my clients to help them choose the right loans for their unique financial situations, whether first-time homeowners, current homeowners or real estate investors.

I see the cutting-edge technology and streamlined processes of Bay Equity Home Loans as key to serving clients in the most efficient ways possible.

Bay Equity is the most dynamic and successful group of lending professionals in Southern California. It’s a great platform from which I will continue to help my clients move into their dream homes and secure their financial futures.

Contact me for a personal mortgage consultation.
I look forward to guiding you through your loan process.

About CalPacific and Bay Equity
Bay Equity is a family owned and operated mortgage lender dedicated to an exceptional client experience. A California company, Bay Equity provides local Southern California operations and underwriters. Keeping our underwriting decisions regional increases our ability to provide you with better underwriting decisions and more common sense guidelines. Committed to providing a large assortment of loan products and competitive rates, a direct lender with Broker relationships, Bay Equity will provide you more loan options and faster, more efficient loan transactions.

Did you know we can do out-of-the-box loans?

  • Houses, Condos and Multi-unit Properties
  • Asset Depletion Loans
  • Existing, New Construction, and Rehabilitation options

Bay Equity products:

  • Conventional Loans
  • FHA, VA, & USDA
  • Jumbo Loans to $3M
  • Reverse Mortgage
  • Credit Score < 600
  • Rehab Loans
  • Manufactured, Modular, & Geodesic
  • Condos with litigation

Give me a call for more information!

equal housing lender
Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077; NMLS consumer access: